Showing posts with label motorcycles. Show all posts
Showing posts with label motorcycles. Show all posts

Mar 2, 2012

Multiple car insurance policies

Thousands of people own 3 vehicles or more. They might be a mix of cars, vans, HGVs, horseboxes, caravanettes and motorcycles, but the fact is the owner can only drive one of them at a time.

Family Fleet is a driver-based policy whereby all vehicles are covered under an umbrella policy; the more vehicles with the least number of drivers, the bigger the savings.
Multi-car cover allows you to use a single policy to cover multiple vehicles. Some providers will cover up to five vehicles under a single multi-car policy provided they are all registered to the same address - which means that an entire family could be covered under the same policy, provided they all live at the same address.

A multi-car policy is a lot like buying your insurance in bulk - because multiple people are protected by the same policy, your insurer can reward you with lower prices for that cover in the same way that energy companies will often offer you discounts on dual fuel energy bills. You are making their administration process simpler and also bringing more business to the company.

However, buying a multi-car policy does not always work out cheaper, and as such it's always worth exploring both options before you make a decision.

Life insurance motorcycle

Britain's 34 million motorists have taken a battering in recent months, their wallets assaulted by soaring fuel costs, spiralling inflation, high taxation, CO2 emissions charges, and poor road maintenance.

Despite pledging to "end the war on motorists" shortly after taking office last year, transport secretary Philip Hammond's initiatives have done little to alleviate the increasing cost to drivers. So why has the motorist become public enemy number one? When and why did the car owner fall out of favour?
It all depends, Specifically
As with most questions like this, it depends. Specifically:

1. Auto insurance follows the named Insured Liabilities. So, if you're driving your friend's car and rear-end somebody, your friend's liability insurance may take care of the other vehicle's damages.

2. But what if your friend doesn't carry insurance? Most likely your insurance will step in, but if Ohio requires vehicle owners to carry liability insurance, your carrier will most likely go after your friend for the money they paid to protect you because, by law, your friend should have paid for his own coverage.

3. Does the car belong to a relative? More specifically, a relative in your household? This would likely result in your carrier denying coverage for you because you didn't tell them a relative owns a car that you're driving. How often you drive the car could also affect your carrier's decision.

4. But what if you have full coverage, and you wreck your friend's car that doesn't have full coverage, and you don't normally drive the car? Most likely, your carrier will step in and pay for the damages to your friend's car. Your carrier is "excess," but if no other first-party coverage exists, they'll usually take care of it. See #3, though, because this wouldn't apply to a relatives vehicle.

Jan 13, 2012

Insurance auto auctions locations

We are absolutely confident that your salvage vehicles buying experience with us will be an expedient and pleasurable one.
You will be eligible to bid on and buy salvage vehicles offered for sale at Copart Auto Auction in all 50 states including Alabama, Ohio, Arkansas, Utah, Wisconsin and Michigan, whether you are an experienced licensed car dealer or just someone interested in buying salvage cars, salvage motorcycles, salvage boats or other salvage vehicles with no experience at all.
As of this date these vehicles are only offered to licensed automobile dealers and salvage buyers that have to be registered in each state. Many of these salvage dealers need specific licenses and bidding cards to purchase these vehicles.