“Pay as you Drive”

Certain details about you and your vehicle will be asked. This information should be handy so you can punch in the details while you are using an online calculating tool or talking to a company representative. Details include :

if your car has been registered in the UK with the DVLA.
if the car has been modified not according the manufacturer’s specifications.
marital status
your residence
your driving record with claims

Some of them even save your quotes online for up to a month for retrieval. This is a time saving measure and you can add in or ask for a different quote.
Pay as You Drive

“Pay as you Drive” is a new type of car insurance that is being offered by Norwich Union UK, a subsidiary of AVIVA. By using GPS (Global Positioning System), your monthly premium is estimated based on how often, when and where you drive. This way you can obtain a cheap car premium.


Get as many quotations as possible from a wide range of insurance providers. These quotations will vary as every company has different price structures for their premiums. Compare each one of them and go for the one that suits your vehicle.
Factors in Quote Variations

Age of your vehicle
No Claims/Discount
Where you park
Market value
Motoring experience
Driving offenses
Insurance group placement
Your job

Сompare autos- insurance groups

Сompare autos- insurance groups


All About Car Tracker Systems

No one wants their car to be stolen, especially since it is invaluable for transportation and is worth a decent amount of money. Having a motor vehicle stolen can be one of the most traumatic things to happen. Luckily, there are some measures to prevent this from being a probability.

Before we continue to explain car tracker systems, you need to understand just how valuable a good security system on your vehicle is. The more security you have for your vehicle, and the better it is, the lower your premium will be. This is because all insurance is based on risk, and if you have a low risk vehicle, then your premium will thus be lower.

A car tracker system is an excellent method of car security, because with a tracker system, you have a good chance of your vehicle being recovered once it has been stolen. A car tracker system works with GPS tracking systems. When your vehicle is stolen, a signal is activated that is picked up by your tracking company, who then track your vehicle. Even if your vehicle has been stripped of some valuable parts whilst it was in the hands of the thieves, you will at least have your car back!

Many people install tracker systems on their vehicles for pay as you drive car insurance. This is an effective way of them monitoring how far you have travelled each month. Furthermore, your premium will be lower because the theft risk of your vehicle will be reduced. Some companies like to use tracking systems on their business vehicles, to track how far is being travelled each month by employees. This assists them in rationing petrol allowances.

Teaming a good tracker system with an alarm, gear lock and immobilizer will lower your premium substantially. Regardless of the initial cost of the installation of your tracker, it will be worth the money you are saving on your premium each month.

Car insurance isn’t just to cover you while you are driving. With comprehensive car insurance coverage, you likely have coverage against “acts of God.” This coverage is for natural disasters, freak accidents, and the many other events in which no one party is at blame. Most commonly, acts of God are related to whether, like when the wind blows a tree onto your car and crushes it completely.