Aug 8, 2012
10 major car insurance comparison
Quotes will generally be displayed from the cheapest to most expensive – there may be some companies who cannot quote for your particular circumstances. No quote will be returned in this instance. If you are happy with one of the quotes provided you will be able to click a link which will take you to the insurer’s website where you can complete your application.
Comparing Car Insurance Comparison Sites
There are now more than 10 major car insurance comparison sites operating in the UK, each with a slightly different panel of insurers. While it may not be worth comparing quotes from all 10.
While car insurance comparison sites provide real time car insurance quotes this does not necessarily mean that quotes from one comparison site will be the same as quotes from another, nor does it mean that the cheapest quote is the best policy.
You should also compare the details of the policy quotes. While it may be from the same insurer the cover could be very different from one quote to the next. Important things you should remember to check are:
The excess – having a higher excess will reduce the value of the policy
The extras – windscreen cover, courtesy cars and vandalism cover are just a few extras that can be removed to reduce the cost of the policy
It is also important to remember that you are still under a duty of full disclosure of any facts that should reasonably be disclosed to the insurer, even if you use a car insurance comparison site which doesn’t ask you about the particular fact in question. Not doing so could void you insurance policy.
Temporary car insurance is designed to cover you when you need to drive another car for a short period of time. It can be a far better alternative than taking out an annual policy, or going through the hassle of being added to someone else’s policy for a short period. You can normally arrange cover online within a matter of minutes.
If for any reason you need to drive a car which is not your own, don’t risk driving without temporary insurance cover. By the same token, if someone else needs to use your car, you might not want to risk your no-claims bonus by adding someone else to your annual policy.
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