“Pay as you Drive”

Certain details about you and your vehicle will be asked. This information should be handy so you can punch in the details while you are using an online calculating tool or talking to a company representative. Details include :

if your car has been registered in the UK with the DVLA.
if the car has been modified not according the manufacturer’s specifications.
marital status
your residence
your driving record with claims

Some of them even save your quotes online for up to a month for retrieval. This is a time saving measure and you can add in or ask for a different quote.
Pay as You Drive

“Pay as you Drive” is a new type of car insurance that is being offered by Norwich Union UK, a subsidiary of AVIVA. By using GPS (Global Positioning System), your monthly premium is estimated based on how often, when and where you drive. This way you can obtain a cheap car premium.


Get as many quotations as possible from a wide range of insurance providers. These quotations will vary as every company has different price structures for their premiums. Compare each one of them and go for the one that suits your vehicle.
Factors in Quote Variations

Age of your vehicle
No Claims/Discount
Where you park
Market value
Motoring experience
Driving offenses
Insurance group placement
Your job