Insuring Your Motor Vehicle On Cross-Country Road Trips
Everyone needs a holiday at some point or another.
There are various ways to travel into another country; be it by plane, ship or train. Some people love the lure of the open road, and would much prefer to take their own vehicle on their holiday. This can make the journey itself a little holiday, and not only the destination. It can also be nice to have your own car on your holiday, as you will not have to worry about transportation in the new country. Furthermore, the whole drive can be turned into a lovely road trip.
When people take their cars cross country they are usually worried about customs legalities, and whether or not their car will be legally allowed cross border.
In addition to this, they will usually be concerned about what the roads in the other country will be like, and will make sure they have spare tires, and emergency kits in case of breakdowns and problems along the way. Unfortunately, what some people do not even consider is the insurance on their car. In most cases, a car insurance policy will not include cover outside of the country jurisdiction.
You have just as high a risk of having a collision in another country, if not more, since you will not be familiar with the roads. What also needs to be taken into consideration is the theft risk that the country bears. These are all reasons why it is important for you, before you venture on your trip, to ensure your car will still be covered.
Approach your auto insurance company and ask them whether or not your car will still be insured when entering another country. In a lot of cases, it will not be. Some vehicle insurance companies will make you pay an extra fee to have your car insured in another country.
This can be an extension added onto your policy. If you are planning on traveling a lot, it can be a good idea to take this extra out permanently on your policy.
Luckily, comprehensive car insurance which includes acts of God is not usually much more expensive. If you have to make a claim on because of an act of God, like a tornado sucked up your car and spit it into pieces, then you will be covered. Your premiums are not likely to rise for a single act of God claim because these claims are not preventable and no one is at fault.
No comments:
Post a Comment