More than car insurance

Will Your Vehicle Insurance Cover For Pothole Damage?

Once you start driving, you should have taken all the driving lessons you would need to be the best driver possible. There are plenty of hazards on the roads that can cause a collision, or damage to your vehicle. You can hit into someone else, a traffic calming measure, or even a pedestrian or the pavement. It is the unfortunate truth that anything is possible on the roads, and you can have a big problem even when you are driving on the road where you are supposed to be. In most cases, potholes do not have warning signs ahead of them.

Potholes are created when a crack in the cement of the road enlarge over time. A small crack can grow bigger and bigger due to the elements, such as hot sun and heavy rains, and especially large vehicles passing over the area frequently. Busy roads are more notorious for having potholes, and fatigued cement can easily be worn away in huge chunks due to these various factors.

Potholes are capable of causing terrible damage to your motor vehicle, which can land up costing you a lot of money! Hitting one of these landmines at high speed can completely destroy your tires, causing a puncture, and damage to your tire's rims. Even if you do not have a flattened tire after the impact, you could still have a slow puncture, which can cause your tire to burst later on. Furthermore, you may need to have your wheel alignment and suspension corrected after your incident.

Naturally, since it is damage to your vehicle, you will hope that your insurance company will pay out for the damage. Unfortunately, most vehicle insurance companies will not pay out for pothole damage, as it will not be covered in the policy. This means that you are going to be liable for the repairs for the damage. Alternatively, if you live in an area that you know has many potholes in the road, you can request to have your policy include pothole cover. Do not underestimate the damage that these hazards can cause!

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